Insurance & Personal Items

Can I ship personal items in my car?

Land Shipments – While your shipment is transported on land:

With Ship-Quotes you can have free of charge up to 1 piece of luggage, such as a suitcase or a bag, of up to 100 lb. placed in the trunk or cargo area only.

Ocean Shipments – While your shipment is transported on sea:

  No. The vehicle must be completely empty of personal belongings, except for factory installed equipment or the Port will reject it.

Is my vehicle insured during transport?

Land Shipments – While your shipment is transported on land:

An Inland Marine Cargo Insurance policy of up to $100,000 is provided by the motor carrier that transports your vehicle, subject to some exclusions and limitations.

Ocean Shipments – While your shipment is transported on sea:

All ocean shipments are subject to the terms and conditions of the oceanic transporter.  The oceanic transporter assumes limited liability for damages so it’s imperative that you review their Terms & Conditions and arrange for additional insurance prior shipping if deemed necessary.

What do I do if my car is damaged during transport?

At delivery, inspect the vehicle and if there are any damages, please:

  • Note damages on the Bill of Lading/Vehicle Condition report
  • Get a copy of the delivery Bill of Lading from the trucker
  • Take pictures of the damage (on-site if possible)
  • Contact Ship-Quotes to request trucker Certificate of Insurance
  • File a claim

Are personal items in the car insured?

Personal items inside the car are not covered by the carrier’s cargo insurance.

What is the type of insurance my vehicle is under during transport?

Land Shipments – While your shipment is transported on land:

An Inland Marine Cargo Insurance policy of up to $100,000 is provided by the motor carrier that transports your vehicle, subject to some exclusions and limitations.

Ocean Shipments – While your shipment is transported on sea:

All ocean shipments are subject to the terms and conditions of the oceanic transporter.  The oceanic transporter assumes limited liability for damages so it’s imperative that you review their Terms & Conditions and arrange for additional insurance prior shipping if deemed necessary.

Do I have to pay a deductible?

No, you do not.

What if there is damage to my car caused by my personal items?

Be advised that personal items can damage the interior of your car due to possible shifting caused by vibrations on the road. Any damages to the interior caused by personal items are not covered by the carrier’s cargo insurance policy.

How is the value of my car determined under the Inland Marine insurance policy?

The car value is determined based on the actual cash value of the vehicle at the time of transport.

Does my vehicle need to be insured to ship it?

No. It is recommended but not required. Your vehicle will be insured by the Truckers cargo and liability policies as well as Ship-Quotes’s “Contingent Cargo Insurance” which protects you for up to $250,000 should the truckers policy fail to fully cover a valid claim.